Auto, Blog, Motors

The most bought car in South Africa

According to the National Automobile Association of South Africa (Naamsa) last year 51 866 vehicles were sold as of October 2018.

To most SA citizens the natural inclination is to believe the well-known most reliable car and most affordable to maintain is Toyota.

This list will surprise you as Toyota comes in at number 3 as most sold vehicle in South Africa.

Before we get into that list here are some statistics.

A WesBank prediction claims new vehicle sales would grow by 0.75% and their prediction was correct based on application data.

Consumers have applied in tremendous amounts for vehicle finance irrespective of the tough economy of South Africa.

It’s a known fact that consumers are choosing vehicles not only on what they can afford and reliability but also vehicles that are better on fuel consumption. It is obvious that this play an integral part of purchasing a vehicle.

It would be safe to say that this is the first priority next to reliability instead of choosing a vehicle for comfort and luxury.

Below a list of the top 10 most sold vehicle in South Africa

  1. VW Polo Vivo 3009 units sold
  2. VW polo 2824 unit sold
  3. Toyota Corolla Quest 1879 units sold
  4. Toyota Yaris 1729 units sold
  5. Toyota Fortuner 1178 units sold
  6. Hyundai Grand i10 900 units sold
  7. Ford Fiesta 888 units sold
  8. Toyota Etios 885 units sold
  9. Ford Figo 840 units sold
  10. Kia Picanto 781 units sold

No doubt that this list above surprised you, we must admit it surprised us.

Above are statistics of 2018 so let’s look at 2019.

VW Polo still comes in at number 1 while Toyota drops to number 4.  

  1. VW Polo Vivo
  2. VW Polo (Includes Sedan)
  3. Renault Kwid
  4. Toyota Corolla Sedan
  5. Hyundai Grand i10
  6. Toyota Fortuner
  7. Ford EcoSport
  8. Toyota Etios
  9. Ford Figo
  10. Toyota Rav4

There are many factors that play a role in consumer purchases of vehicles under our tough economy. Household finances are held onto as the rand drops and fuel prices increase. Consumers tend to keep their vehicles for longer instead of trading in their current vehicles for newer models.

Irrespective of the factors hampering vehicle sales it is still on the increase and we see proof of this as traffic in South Africa increases.

Citizens are taking to their vehicles instead of public transport due to the increase in crime on public transport especially on trains.

We do not see BMW or Mercedes Benz on these lists. This speaks for itself based on affordability of the masses.

If our weakening rand should strengthen, vehicle sales will spike in South Africa.

There is nothing that beats a new vehicle feel and smell, surely if vehicles should become more affordable the motor vehicle industry will flourish.

We hope this article helps you with the purchase of your vehicle. Also, do remember to keep vehicle insurance in mind as well as a great maintenance plan.

Finance

How to check your credit score and finance availability

Having an excellent credit score will go a long way in helping you gain vehicle finance to buy that new car you have been eyeing out.

Did you know that South Africans are eligible to receive a free copy of their credit ratings every year?

Your credit score is rated from 0 to 999. The credit bureau calculates it by using all the details from your credit history. It measures whether you will pose a risk as a loan applicant to finance providers.

As you can imagine, a higher score reflects a strong credit history and reduces your risk to the financial providers. The lower the score you have, the higher the risk a consumer has of defaulting on their loans.

So how does it work?

When calculating your score, a credit bureau will consider how you pay your bills, how much debt you have and then compare that information to other consumers who have active credit profiles. Each bureau calculates your score differently, but they all look at the same information in your credit history.

Your credit report is a summarised overview of your financial background and shows your credit score; all the financial accounts that are in your name; your credit profile, as well as your credit rating.

So what affects your credit score?

•    If you miss any of your monthly payments to credit accounts.

•    Whether you have accumulated too much debt.

•    If you have been blacklisted (or not).

•    The total length of time you have had an active credit history.

•    How many credit accounts you have applied for and opened.

Checking your credit score will give you a good indication of the likelihood of you gaining finance. If your score is low, there are measures you can take to improve it. (We will discuss this in more detail later).

To see what your credit score is you can go to any of these online credit bureaus:

Transunion: https://www.transunion.co.za/assistance/free-credit-report

My Credit Status: https://mycreditstatus.co.za/

My credit check: https://www.mycreditcheck.co.za/

How to check for vehicle finance affordability?

Having a good credit score is only the beginning of gaining finance for a car. Once you have ascertained your score is excellent, or you have taken steps to improve your rating, you need to check with a financial provider what you can afford. This will help narrow down the price range of cars that you can afford to purchase.

What influences your affordability?

•    Your net salary (what you take home after tax)

•    Your total Expenses

     These include rent, groceries, accounts, insurance, etc.

•    Your income after expenses

At Auto Unique, we offer finance for the vehicles we sell. You can apply for vehicle finance on our website. Apply today: https://autounique.co.za/finance/

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